How does ChangeNOW make money if the commission is 0%?

Like many instant swap services, ChangeNOW earns from the spread — the difference between the buy and sell prices across liquidity providers — plus network fees on some operations and revenue from partner integrations, the API/widget, and affiliated services such as fiat on-ramps. "0% commission" refers to the absence of an explicit service fee on swaps; the rate shown to you already includes the platform's margin, which is why comparing quotes between services is useful before large swaps.

ChangeNOW advertises a 0% commission on crypto-to-crypto swaps and shows the exact "You get" amount before you send anything, so there are no surprise deductions at the end. The actual cost sits in the network fee you pay to move the coins and in the spread of the quoted rate, which depends on liquidity partners at the moment of the swap.

FixRate mode locks the quoted rate for the duration of the swap, which is the recommended choice for large amounts or volatile market conditions. FloatingRate adjusts to the live market rate and usually lands slightly better when the market is calm, but the amount you receive can differ from the estimate if the price moves mid-swap.

Bottom line

Like many instant swap services, ChangeNOW earns from the spread — the difference between the buy and sell prices across liquidity providers — plus network fees on some operations and revenue from partner integrations, the API/widget, and affiliated services such as fiat on-ramps. For the full picture, see the complete ChangeNOW FAQ covering fees, KYC, limits, refunds, supported coins, and more.