Can I buy crypto with fiat money on ChangeNOW?

Yes. ChangeNOW provides fiat on-ramps through partner payment providers, letting you buy crypto with a bank card (Visa/Mastercard) and, in some regions, other payment methods. These purchases are carried out by the partner service and may include their own fees and KYC requirements. Crypto-to-fiat payouts are also available in over 60 fiat currencies through partners. The list of supported fiat methods varies by country, so check the "Buy crypto" section on the official site.

ChangeNOW advertises a 0% commission on crypto-to-crypto swaps and shows the exact "You get" amount before you send anything, so there are no surprise deductions at the end. The actual cost sits in the network fee you pay to move the coins and in the spread of the quoted rate, which depends on liquidity partners at the moment of the swap.

FixRate mode locks the quoted rate for the duration of the swap, which is the recommended choice for large amounts or volatile market conditions. FloatingRate adjusts to the live market rate and usually lands slightly better when the market is calm, but the amount you receive can differ from the estimate if the price moves mid-swap.

Bottom line

Yes. For the full picture, see the complete ChangeNOW FAQ covering fees, KYC, limits, refunds, supported coins, and more.